In a market saturated with credit and debit cards, you may be wondering where prepaid cards fit in and how they are being used. Whereas credit cards allow you to ‘pay later’ and debit cards works by a ‘pay now’ system, prepaid cards requires you to ‘pay before’ use. As you can see, prepaid cards works differently to credit and debit cards, and are complementary payment products rather than substitutes.
Here at Vasco Pay we believe that prepaid cards can provide unique payment opportunities that are not served by credit and debit cards. Let us show you the variety of ways prepaid cards have been powering payments for consumers, businesses, governments, in Australia and globally.
Talk to us today if you have any questions on how to launch a prepaid card program in Australia.




GIFT CARD
Non-reloadable load card offered by merchants with a fixed or variable amount.
TRAVEL
Secure and convenient alternative to cash or traveller’s cheque. Travel cards are usually multi-currency.
YOUTH
Secure and convenient way for teens to access funds and gain financial literacy.



REMITTANCE
Designed to support workers and students who often need to send or receive money to and from overseas.
VIRTUAL
Instead of a physical card, virtual cards are issued and accessed via a website, email, mobile app or over the phone.
GENERAL PURPOSE
Designed for everyday consumers, these cards are reloadable and often come with other benefits.




PAYROLL
Efficient way to distribute employee and contractor wages.
EXPENSES
Allows employees to pay for general business, travel and entertainment expenses.
INCENTIVES
Efficient way to distribute employee rewards and bonuses.



SALARY PACKAGING
Employees can receive their benefits on a dedicated card that allows them to pay for things with their pre-tax salary.
GOVERNMENT
Allows government agencies to distribute benefit payments quickly and securely, especially to the unbanked.
LOAN & INSURANCE
Allows companies to disburse loan and insurance payouts faster and more secure than cheques.